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ARA AdvocacyARA Advocacy
ARA AdvocacyARA Advocacy
  • About Us
    • Mission
    • Team
  • Take Action
    • Retirement Fairness for Educators and Nonprofit Worker
  • Resources
    • ARA Advocacy Materials
    • 403(b) CIT Materials
    • The What’s and When’s of SECURE 2.0
    • Comment Letters
    • Diversity Initiatives
    • Secure 2.0 Report
    • Statements to Congress
    • Statements to State Legislatures
  • Support
    • ARA PAC
    • Volunteer

About the American Retirement Association

The American Retirement Association (ARA) is the coordinating entity for its five underlying affiliate organizations representing the full spectrum of America’s private retirement system: the American Society of Pension Professionals and Actuaries; the American Society of Enrolled Actuaries; the National Association of Plan Advisors; the National Tax-Deferred Savings Association; and the Plan Sponsor Council of America.

The ARA’s diverse membership made up of over 25,000 individuals who provide consulting and administrative services to American workers, savers, and the sponsors of retirement plans – including organizations of all sizes and industries across the nation who sponsor and/or support retirement saving plans – are united in their common dedication to the success of America’s private retirement system.

ARA Supports the Improving Access to Retirement Savings Act

May 19, 2021

On May 19, 2021, the American Retirement Association wrote to Senators Chuck Grassley (R-IA), Maggie Hassan (D-NH), and James Lankford (R-OK) in support of their retirement savings bill, the Improving Access to Retirement Savings Act. (more…)

ARA Supports the Financial Factors in Selecting Retirement Plan Investments Act – (Senate)

May 10, 2021

On May 10, 2021, the American Retirement Association wrote to Senator Tina Smith (D-MN) in support of the Financial Factors in Selecting Retirement Plan Investments Act. The bill clarifies ERISA fiduciary obligations so a plan fiduciary may consider ESG factors in the selection of retirement plan investments. (more…)

ARA Supports the Securing a Strong Retirement Act (SECURE 2.0)

May 3, 2021

On May 3, 2021, the American Retirement Association wrote to Representatives Richard Neal (D-MA, 1st), Chairman of the House Ways and Means Committee, and Kevin Brady (R-TX, 8th), Ranking Member of the House Ways and Means Committee in support of the Securing a Strong Retirement Act or SECURE 2.0. (more…)

ARA Supports the Family Attribution Modernization Act

May 3, 2021

On May 3, 2021, the American Retirement Association wrote to Representatives Jimmy Panetta (D-CA, 20th) and Jodey Arrington (R-TX, 19th) in support of the Family Attribution Modernization Act. The bill updates old tax rules to reflect the modern economy and removes needless barriers to small business retirement plan formation, particularly for women business owners. (more…)

ARA Supports the Retirement Parity for Student Loans Act – (House)

Apr 29, 2021

On April 29, 2021, the American Retirement Association wrote to Representatives Danny Davis (D-IL, 7th) and Darin LaHood (R-IL, 18th) in support of the Retirement Parity for Student Loans Act. This bill authorizes a new benefit so employers can give employees matching contributions into the 401(k) plan based on the amount an employee is paying...

ARA Supports the Retirement Parity for Student Loans Act – (Senate)

Apr 29, 2021

On April 29, 2021, the American Retirement Association wrote to Senator Ron Wyden, Chairman of the Senate Finance Committee, in support of the Retirement Parity for Student Loans Act. This bill authorizes a new benefit so employers can give employees matching contributions into the 401(k) plan based on the amount an employee is paying in...

ARA Asks Treasury to Improve Forms W-4P and W-4R

Apr 26, 2021

On April 26, 2021, the American Retirement Association and 6 other organizations wrote to the Department of Treasury and Internal Revenue Service to ask for improvements to the early release drafts of IRS Forms W-4P and W-4R for the 2022 tax year. (more…)

ARA Requests American Rescue Plan Act Guidance

Apr 13, 2021

On April 13, 2021, the American Retirement Association wrote to the Internal Revenue Service to request guidance on certain provisions in the American Rescue Plan Act regarding single-employer pension plan funding relief. (more…)

ARA Asks DOL to Modify ESG Final Rule

Mar 23, 2021

On March 23, 2021, the American Retirement Association and Ceres wrote to the Department of Labor with concerns about the ESG Final Rule. The ARA to asked the Department to issue FAQs clarifying the ESG factors are material financial factors under the Rule and to modify the Rule to permit ESG investments in qualified default...

ARA Comments on IRS SECURE Act Guidance Safe Harbor

Feb 5, 2021

On February 5, 2021, the American Retirement Association wrote to the Internal Revenue Service in response to Notice 2020-86 that provided guidance on the SECURE Act provisions which eliminated certain safe harbor notice requirements and allowed for the retroactive adoption of safe harbor status. (more…)

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Recent Congressional Updates

  • ARA Submits Statement of Support for the Automatic IRA Act of 2025
  • ARA Submits Statement for the Record Calling to Bring Into the Savings Fold Millions of American Workers Who Lack Access to Workplace Retirement Plans
  • ARA Submits Statement of Support for the INVEST Act (H.R. 3383) Sec. 202, Retirement Fairness for Charities and Educational Institutions
  • ARA Submits Statement on Health, Education, Labor & Pensions Hearing “Pension Predators: Stopping Class Action Abuse Against Workers’ Retirement.”
  • ARA Submits Statement for the Record in Support of Strengthening America’s Employer-Sponsored Retirement System

Recent Comment Letters

  • ARA Submits Letter on CC-00349938-26 (RIN 1545-BS14), Guidance on Eligible Investments for Trump Accounts
  • ARA Submits Letter on REG-107855-25, Determination of Target Normal Cost and Funding Target for Single-Employer Defined Benefit Plans
  • ARA Submits Letter on Notice 2026-48, Notice of Intent to Issue Regulations with Respect to Saver’s Match Contributions
  • ARA Submits Letter on Employer Contributions to Trump Accounts and Nondiscrimination Rules for Dependent Care Assistance Programs
  • ARA Submits Letter on Proposed Rule on Penalties for Failure to Provide Certain Notices or Other Material Information

Tagged Topics

84-14 (3) 403(b)plan (7) 403b Plan (7) ACOPA (4) ASEA (3) Bobby Scott (4) CITs (6) Collective Investment Trusts (6) Conflict of Interest Rule (5) COVID-19 (5) Department of Labor (59) Department of Treasury (17) Electronic Delivery (3) Employee Plans Compliance Resolution System (9) ERISA (9) ESG (4) Fiduciary (3) Fiduciary Rule (9) Finance Committee (3) Form 5500 (11) guidance (12) HELP Committee (3) House Education and Labor Committee (11) House Ways and Means Committee (4) Internal Revenue Service (72) James Lankford (3) LTPT (2) Multiple Employer Plans (3) Pension Benefit Guaranty Corporation (4) plan sponsor (3) Pooled Employer Plans (5) Priority Guidance Plan (4) Retirement Parity for Student Loans Act. (2) Richard Neal (4) Ron Wyden (3) Roth catch-up (3) Roth catch-up contribution (5) Safe Harbor (6) SECURE 2.0 (12) SECURE Act (11) Securities and Exchange Commission (7) Senate (6) Spousal consent (3) student loans (4) Virginia Foxx (4)

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The American Retirement Association (ARA) is a nonprofit professional organization established to empower retirement plan professionals who are dedicated to building a better retirement for Americans.

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  • joppenheimer@usaretirement.org
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