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ARA AdvocacyARA Advocacy
ARA AdvocacyARA Advocacy
  • About Us
    • Mission
    • Team
  • Take Action
    • Retirement Fairness for Educators and Nonprofit Worker
  • Resources
    • ARA Advocacy Materials
    • 403(b) CIT Materials
    • The What’s and When’s of SECURE 2.0
    • Comment Letters
    • Diversity Initiatives
    • Secure 2.0 Report
    • Statements to Congress
    • Statements to State Legislatures
  • Support
    • ARA PAC
    • Volunteer

About the American Retirement Association

The American Retirement Association (ARA) is the coordinating entity for its five underlying affiliate organizations representing the full spectrum of America’s private retirement system: the American Society of Pension Professionals and Actuaries; the American Society of Enrolled Actuaries; the National Association of Plan Advisors; the National Tax-Deferred Savings Association; and the Plan Sponsor Council of America.

The ARA’s diverse membership made up of over 25,000 individuals who provide consulting and administrative services to American workers, savers, and the sponsors of retirement plans – including organizations of all sizes and industries across the nation who sponsor and/or support retirement saving plans – are united in their common dedication to the success of America’s private retirement system.

ARA Recommends Retirement Benefits Items for 2020-2021 IRS Priority Guidance Plan

Jul 22, 2020

On July 22, 2020, the American Retirement Association wrote to the Internal Revenue Service to provide input on the Retirement Benefit items to be included on the 2020-2021 Priority Guidance Plan. (more…)

ARA Responds to Request for Information on Pooled Employer Plans

Jul 20, 2020

On July 20, 2020, the American Retirement Association wrote to the Department of Labor to respond to the Request for Information regarding prohibited transactions involving Pooled Employer Plans under the SECURE Act. (more…)

ARA Requests 403(b) Plan Remedial Amendment Period Extension

Jun 24, 2020

On June 24, 2020, the American Retirement Association wrote to the Internal Revenue Service to ask for an additional extension of the 403(b) plan remedial amendment period and highlight the need for correction methods for future 403(b) plan document failures. (more…)

ARA Requests DOL Outline Pooled Employer Plan Relief

Jun 9, 2020

The American Retirement Association wrote to the Department of Labor to outline the relief needed from ERISA’s prohibited transaction rules for service providers to Pooled Employer Plans. (more…)

Congressional Update – June 2020

Jun 4, 2020

COVID-19 Defined Contribution Plan Funding Relief Legislative Proposal The American Retirement Association strongly supports federal legislation to provide immediate defined contribution or 401(k) plan funding relief. Small businesses face significant cash flow problems due to the COVID-19 pandemic and are considering 401(k) plan termination to decrease payroll costs. A recent American Retirement Association analysis determined...

ARA and ICI Requesting Proper Implementation of SECURE Act

May 18, 2020

The American Retirement Association and Investment Company Institute wrote to the Department of Treasury regarding the in-kind distribution of custodial accounts upon termination of a 403(b) plan to request guidance that properly implements Section 110 of the SECURE Act. (more…)

Recommended IRS Pre-approved Plan Improvements

May 11, 2020

The American Retirement Association wrote to the Internal Revenue Service to recommend improvements in the interim amendment process for pre-approved plan documents. Specifically, the ARA requested that interim amendments for all pre-approved plans will not be required until the end of the second calendar year that begins after the issuance of the Required Amendments List...

Joint Trades Letter to OMB Regarding Default Electronic Disclosure

May 1, 2020

The American Retirement Association and 14 other organizations wrote to the Office of Management and Budget in support of the Department of Labor’s rule regarding Default Electronic Disclosure by Employee Pension Benefit Plans under the Employee Retirement Income Security Act (ERISA). (more…)

Congressional Update – April 2020

Apr 2, 2020

COVID-19 Emergency Response Initiatives In response to the COVID-19 pandemic, the American Retirement Association has been actively engaged with Capitol Hill and the appropriate Regulatory Agencies to ask for various forms of retirement plan relief for small businesses. The Department of Labor, Department of Treasury, and the Internal Revenue Service have broad authority over retirement...

Request ERISA Notice and Disclosure Relief from DOL

Mar 30, 2020

The American Retirement Association wrote to the Department of Labor to request relief due to the impact of the COVID-19 pandemic relating to certain ERISA notice and disclosure requirements, with a table summarizing the requirements for which we believe extensions between 90 to 120 days are warranted. (more…)

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Recent Congressional Updates

  • ARA Submits Statement of Support for the Automatic IRA Act of 2025
  • ARA Submits Statement for the Record Calling to Bring Into the Savings Fold Millions of American Workers Who Lack Access to Workplace Retirement Plans
  • ARA Submits Statement of Support for the INVEST Act (H.R. 3383) Sec. 202, Retirement Fairness for Charities and Educational Institutions
  • ARA Submits Statement on Health, Education, Labor & Pensions Hearing “Pension Predators: Stopping Class Action Abuse Against Workers’ Retirement.”
  • ARA Submits Statement for the Record in Support of Strengthening America’s Employer-Sponsored Retirement System

Recent Comment Letters

  • ARA Submits Letter on CC-00349938-26 (RIN 1545-BS14), Guidance on Eligible Investments for Trump Accounts
  • ARA Submits Letter on REG-107855-25, Determination of Target Normal Cost and Funding Target for Single-Employer Defined Benefit Plans
  • ARA Submits Letter on Notice 2026-48, Notice of Intent to Issue Regulations with Respect to Saver’s Match Contributions
  • ARA Submits Letter on Employer Contributions to Trump Accounts and Nondiscrimination Rules for Dependent Care Assistance Programs
  • ARA Submits Letter on Proposed Rule on Penalties for Failure to Provide Certain Notices or Other Material Information

Tagged Topics

84-14 (3) 403(b)plan (7) 403b Plan (7) ACOPA (4) ASEA (3) Bobby Scott (4) CITs (6) Collective Investment Trusts (6) Conflict of Interest Rule (5) COVID-19 (5) Department of Labor (59) Department of Treasury (17) Electronic Delivery (3) Employee Plans Compliance Resolution System (9) ERISA (9) ESG (4) Fiduciary (3) Fiduciary Rule (9) Finance Committee (3) Form 5500 (11) guidance (12) HELP Committee (3) House Education and Labor Committee (11) House Ways and Means Committee (4) Internal Revenue Service (72) James Lankford (3) LTPT (2) Multiple Employer Plans (3) Pension Benefit Guaranty Corporation (4) plan sponsor (3) Pooled Employer Plans (5) Priority Guidance Plan (4) Retirement Parity for Student Loans Act. (2) Richard Neal (4) Ron Wyden (3) Roth catch-up (3) Roth catch-up contribution (5) Safe Harbor (6) SECURE 2.0 (12) SECURE Act (11) Securities and Exchange Commission (7) Senate (6) Spousal consent (3) student loans (4) Virginia Foxx (4)

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The American Retirement Association (ARA) is a nonprofit professional organization established to empower retirement plan professionals who are dedicated to building a better retirement for Americans.

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  • Josh Oppenheimer, Senior Director of Federal Legislative Affairs | Government Affairs
  • 4401 N. Fairfax Drive, Suite 600, Arlington, VA 22203
  • 703-516-9300 Ext. 175
  • (703) 516-9308
  • joppenheimer@usaretirement.org
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