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ARA AdvocacyARA Advocacy
ARA AdvocacyARA Advocacy
  • About Us
    • Mission
    • Team
  • Take Action
    • Retirement Fairness for Educators and Nonprofit Worker
  • Resources
    • ARA Advocacy Materials
    • 403(b) CIT Materials
    • The What’s and When’s of SECURE 2.0
    • Comment Letters
    • Diversity Initiatives
    • Secure 2.0 Report
    • Statements to Congress
    • Statements to State Legislatures
  • Support
    • ARA PAC
    • Volunteer

About the American Retirement Association

The American Retirement Association (ARA) is the coordinating entity for its five underlying affiliate organizations representing the full spectrum of America’s private retirement system: the American Society of Pension Professionals and Actuaries; the American Society of Enrolled Actuaries; the National Association of Plan Advisors; the National Tax-Deferred Savings Association; and the Plan Sponsor Council of America.

The ARA’s diverse membership made up of over 25,000 individuals who provide consulting and administrative services to American workers, savers, and the sponsors of retirement plans – including organizations of all sizes and industries across the nation who sponsor and/or support retirement saving plans – are united in their common dedication to the success of America’s private retirement system.

ARA Submits Comments on Auto-Portability Proposed Regulations and PTE, RIN-1210-AC21

Mar 29, 2024

On March 29, 2024, the American Retirement Association submitted a comment letter to the Department of Labor in support of announcing a delayed enforcement period and an interim “good faith” compliance period that would enable all service providers time to configure their systems and procedures to comply with the rule without unnecessarily delaying the implementation...

ARA Submits Statement for the Record in Support of Strengthening America’s Employer-Sponsored Retirement System

Feb 28, 2024

On February 28, 2024, the American Retirement Association submitted a statement for the record to the Senate Health, Education, Labor, and Pensions Committee in support of policies strengthening the employer-sponsored retirement system. (more…)

ARA Submits Comments on Notice 2024-02 Asking the IRS to Clarify Several Key SECURE 2.0 Provisions (SECURE 2.0 Grab Bag)

Feb 20, 2024

On February 20, 2024, the American Retirement Association submitted a comment letter in response to Notice 2024-02 asking the IRS to provide guidance on the eligible automatic enrollment arrangement (EACA) mandate, permit de minimis financial incentives for all employees who make deferral elections (regardless of whether they have a deferral election already have a deferral...

ARA Submits Statement for the Record in Support of Proposed Fiduciary Rule

Feb 15, 2024

On February 15, 2024, the American Retirement Association submitted a statement for the record to the House Education and the Workforce Subcommittee on Health, Employment, Labor, and Pensions in support of modernizing the Fiduciary Rule and expanding it to cover plan-level advice. (more…)

ARA Submits Letter in Support of H.R. 7293, the Automatic IRA Act of 2024

Feb 7, 2024

On February 7, the American Retirement Association submitted a letter to Congress in support of the Automatic IRA Act of 2024. This bill would help small businesses provide retirement coverage for their workers. Additionally, this proposal would help address racial inequalities in retirement savings by making it easier for minority and underserved communities to access...

ARA Comments on IRS Proposed Rulemaking Related to Long-Term, Part-Time Employee Eligibility

Jan 26, 2024

On January 26, the American Retirement Association submitted a comment letter to the Internal Revenue Service making several recommendations that would reduce costs for plan sponsors and also clarify several confusing provisions. (more…)

ARA Submits Letter to the Treasury Department on Student Loan Matching Programs

Jan 22, 2024

On January 22, 2024, the American Retirement Association submitted a comment letter to the Treasury Departments detailing several recommendations for the guidance needed to implement and stimulate the adoption of these programs. (more…)

ARA Submits Statement for the Record in Support of Proposed Fiduciary Rule

Jan 10, 2024

On January 10, 2024, the American Retirement Association submitted a statement for the record to the House Financial Services Subcommittee on Capital Markets in support of modernizing the Fiduciary Rule and expanding it to cover plan-level advice. (more…)

ARA Comments on Retirement Security Rule: Definition of an Investment Advice Fiduciary

Jan 3, 2024

On January 2, 2024, the American Retirement Association commented on the proposal to update and redefine fiduciary investment advice under section 3(21) of the Employee Retirement Income Security Act of 1974, as amended (ERISA), and assorted prohibited transaction exemptions. (more…)

ARA Submits Comments Requesting Changes to Revenue Ruling 2004-13

Dec 15, 2023

On December 15, 2023, the American Retirement Association submitted comments to the Internal Revenue Service requesting that they formally revoke Section 4 of the Ruling. Revocation of Section 4 will help advance SECURE 2.0’s policy objectives, facilitate compliance with long-term, part-time employee rules, and improve economic efficiency by reducing the complexity and burdens of the...

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Recent Congressional Updates

  • ARA Submits Statement of Support for the Automatic IRA Act of 2025
  • ARA Submits Statement for the Record Calling to Bring Into the Savings Fold Millions of American Workers Who Lack Access to Workplace Retirement Plans
  • ARA Submits Statement of Support for the INVEST Act (H.R. 3383) Sec. 202, Retirement Fairness for Charities and Educational Institutions
  • ARA Submits Statement on Health, Education, Labor & Pensions Hearing “Pension Predators: Stopping Class Action Abuse Against Workers’ Retirement.”
  • ARA Submits Statement for the Record in Support of Strengthening America’s Employer-Sponsored Retirement System

Recent Comment Letters

  • ARA Submits Letter on CC-00349938-26 (RIN 1545-BS14), Guidance on Eligible Investments for Trump Accounts
  • ARA Submits Letter on REG-107855-25, Determination of Target Normal Cost and Funding Target for Single-Employer Defined Benefit Plans
  • ARA Submits Letter on Notice 2026-48, Notice of Intent to Issue Regulations with Respect to Saver’s Match Contributions
  • ARA Submits Letter on Employer Contributions to Trump Accounts and Nondiscrimination Rules for Dependent Care Assistance Programs
  • ARA Submits Letter on Proposed Rule on Penalties for Failure to Provide Certain Notices or Other Material Information

Tagged Topics

84-14 (3) 403(b)plan (7) 403b Plan (7) ACOPA (4) ASEA (3) Bobby Scott (4) CITs (6) Collective Investment Trusts (6) Conflict of Interest Rule (5) COVID-19 (5) Department of Labor (59) Department of Treasury (17) Electronic Delivery (3) Employee Plans Compliance Resolution System (9) ERISA (9) ESG (4) Fiduciary (3) Fiduciary Rule (9) Finance Committee (3) Form 5500 (11) guidance (12) HELP Committee (3) House Education and Labor Committee (11) House Ways and Means Committee (4) Internal Revenue Service (72) James Lankford (3) LTPT (2) Multiple Employer Plans (3) Pension Benefit Guaranty Corporation (4) plan sponsor (3) Pooled Employer Plans (5) Priority Guidance Plan (4) Retirement Parity for Student Loans Act. (2) Richard Neal (4) Ron Wyden (3) Roth catch-up (3) Roth catch-up contribution (5) Safe Harbor (6) SECURE 2.0 (12) SECURE Act (11) Securities and Exchange Commission (7) Senate (6) Spousal consent (3) student loans (4) Virginia Foxx (4)

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The American Retirement Association (ARA) is a nonprofit professional organization established to empower retirement plan professionals who are dedicated to building a better retirement for Americans.

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  • Josh Oppenheimer, Senior Director of Federal Legislative Affairs | Government Affairs
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  • 703-516-9300 Ext. 175
  • (703) 516-9308
  • joppenheimer@usaretirement.org
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