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ARA AdvocacyARA Advocacy
ARA AdvocacyARA Advocacy
  • About Us
    • Mission
    • Team
  • Take Action
    • Retirement Fairness for Educators and Nonprofit Worker
  • Resources
    • ARA Advocacy Materials
    • 403(b) CIT Materials
    • The What’s and When’s of SECURE 2.0
    • Comment Letters
    • Diversity Initiatives
    • Secure 2.0 Report
    • Statements to Congress
    • Statements to State Legislatures
  • Support
    • ARA PAC
    • Volunteer

About the American Retirement Association

The American Retirement Association (ARA) is the coordinating entity for its five underlying affiliate organizations representing the full spectrum of America’s private retirement system: the American Society of Pension Professionals and Actuaries; the American Society of Enrolled Actuaries; the National Association of Plan Advisors; the National Tax-Deferred Savings Association; and the Plan Sponsor Council of America.

The ARA’s diverse membership made up of over 25,000 individuals who provide consulting and administrative services to American workers, savers, and the sponsors of retirement plans – including organizations of all sizes and industries across the nation who sponsor and/or support retirement saving plans – are united in their common dedication to the success of America’s private retirement system.

Request for Substantiation & Documentation Guidance from IRS

Dec 2, 2016

The American Retirement Association wrote to the Internal Revenue Service to provide recommendations relating to the substantiation and documentation of hardship distributions and participant loans and to highlight the need for formal guidance from the Service on these issues. (more…)

DOL Form 5500 Revision Concerns

Dec 1, 2016

The American Retirement Association wrote to the Department of Labor with its overarching concern about the proposal to modernize and improve the Form 5500 series contending that the agencies developing the proposal did not adequately take into consideration the overall time and cost burden for compliance, the impact on small plan filers, and public disclosure...

Missing Participant Recommendations for PBGC Proposed Rules

Nov 21, 2016

The American Retirement Association wrote to the Pension Benefit Guaranty Corporation (PBGC) with 11 recommendations to improve upon the proposed changes to the PBGC program to hold retirement benefits for missing participants and beneficiaries. (more…)

Hurricane Matthew Relief Request to IRS

Oct 10, 2016

The American Retirement Association wrote to the Internal Revenue Service to request for relief for taxpayers and service providers adversely affected by Hurricane Matthew. Specifically, American Retirement Association asked for hardship distribution relief and Form 5500 filing deadline relief patterned on past IRS announcements in the wake of Hurricane Sandy in 2012. (more…)

Request for Political Subdivision Auto-IRA Program Guidance from DOL

Sep 27, 2016

The American Retirement Association wrote to the Department of Labor in response to the request for comments on the proposed guidance for payroll deduction IRA programs offered by political subdivisions within a state. The American Retirement Association recommended that the non-ERISA safe harbor created for state-based payroll deduction savings programs not be extended certain political...

Request Extension of Form 5500 Revision Comment Period from DOL

Sep 13, 2016

The American Retirement Association wrote to the Department of Labor to request an extension of the public comment period and a public hearing on the proposal to modernize and improve the Form 5500 Annual Return. Specifically, the American Retirement Association asked for the public comment period be extended to January 17, 2017 and that the...

IRS Form 5500-SUP Concerns

Aug 1, 2016

The American Retirement Association wrote the Office of Management and Budget to express concerns the Internal Revenue Service’s July 7, 2016 submission to the Office of Information and Regulatory Affairs regarding the 2016 Form 5500 series, including the Form 5500-SUP. The American Retirement Association noted that it submitted written comments to the Service on May...

Congressional Update – July 2016

Jul 20, 2016

Congress skipped town last week to kick off what will be a seven week summer recess as the 2016 general election campaign gets fully underway.  The abnormally long break is the result of both political parties pushing up their nominating conventions this cycle to July.  The Republicans are currently holding their convention in Cleveland, OH,...

Proposed DOL COI Rule Q&As

Jul 15, 2016

The American Retirement Association wrote to the Department of Labor, as a follow up to the Association’s meetings with the Department regarding the Fiduciary Rule, to provide proposed questions and suggested answers related to issues the Association believes could benefit by further clarification under the Conflict of Interest Regulation and the related Best Interest Contract...

ACOPA Supports the Pension and Budget Integrity Act

Jul 14, 2016

On July 14, 2016, the American College of Pension Actuaries (ACOPA), along with six other organizations, wrote to Senator Mike Enzi (R-WY) in support of the Pension and Budget Integrity Act (PBIA) of 2016. (more…)

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Recent Congressional Updates

  • ARA Submits Statement of Support for the Automatic IRA Act of 2025
  • ARA Submits Statement for the Record Calling to Bring Into the Savings Fold Millions of American Workers Who Lack Access to Workplace Retirement Plans
  • ARA Submits Statement of Support for the INVEST Act (H.R. 3383) Sec. 202, Retirement Fairness for Charities and Educational Institutions
  • ARA Submits Statement on Health, Education, Labor & Pensions Hearing “Pension Predators: Stopping Class Action Abuse Against Workers’ Retirement.”
  • ARA Submits Statement for the Record in Support of Strengthening America’s Employer-Sponsored Retirement System

Recent Comment Letters

  • ARA Submits Letter on CC-00349938-26 (RIN 1545-BS14), Guidance on Eligible Investments for Trump Accounts
  • ARA Submits Letter on REG-107855-25, Determination of Target Normal Cost and Funding Target for Single-Employer Defined Benefit Plans
  • ARA Submits Letter on Notice 2026-48, Notice of Intent to Issue Regulations with Respect to Saver’s Match Contributions
  • ARA Submits Letter on Employer Contributions to Trump Accounts and Nondiscrimination Rules for Dependent Care Assistance Programs
  • ARA Submits Letter on Proposed Rule on Penalties for Failure to Provide Certain Notices or Other Material Information

Tagged Topics

84-14 (3) 403(b)plan (7) 403b Plan (7) ACOPA (4) ASEA (3) Bobby Scott (4) CITs (6) Collective Investment Trusts (6) Conflict of Interest Rule (5) COVID-19 (5) Department of Labor (59) Department of Treasury (17) Electronic Delivery (3) Employee Plans Compliance Resolution System (9) ERISA (9) ESG (4) Fiduciary (3) Fiduciary Rule (9) Finance Committee (3) Form 5500 (11) guidance (12) HELP Committee (3) House Education and Labor Committee (11) House Ways and Means Committee (4) Internal Revenue Service (72) James Lankford (3) LTPT (2) Multiple Employer Plans (3) Pension Benefit Guaranty Corporation (4) plan sponsor (3) Pooled Employer Plans (5) Priority Guidance Plan (4) Retirement Parity for Student Loans Act. (2) Richard Neal (4) Ron Wyden (3) Roth catch-up (3) Roth catch-up contribution (5) Safe Harbor (6) SECURE 2.0 (12) SECURE Act (11) Securities and Exchange Commission (7) Senate (6) Spousal consent (3) student loans (4) Virginia Foxx (4)

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The American Retirement Association (ARA) is a nonprofit professional organization established to empower retirement plan professionals who are dedicated to building a better retirement for Americans.

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  • Josh Oppenheimer, Senior Director of Federal Legislative Affairs | Government Affairs
  • 4401 N. Fairfax Drive, Suite 600, Arlington, VA 22203
  • 703-516-9300 Ext. 175
  • (703) 516-9308
  • joppenheimer@usaretirement.org
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