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ARA AdvocacyARA Advocacy
ARA AdvocacyARA Advocacy
  • About Us
    • Mission
    • Team
  • Take Action
    • Retirement Fairness for Educators and Nonprofit Worker
  • Resources
    • ARA Advocacy Materials
    • 403(b) CIT Materials
    • The What’s and When’s of SECURE 2.0
    • Comment Letters
    • Diversity Initiatives
    • Secure 2.0 Report
    • Statements to Congress
    • Statements to State Legislatures
  • Support
    • ARA PAC
    • Volunteer

About the American Retirement Association

The American Retirement Association (ARA) is the coordinating entity for its five underlying affiliate organizations representing the full spectrum of America’s private retirement system: the American Society of Pension Professionals and Actuaries; the American Society of Enrolled Actuaries; the National Association of Plan Advisors; the National Tax-Deferred Savings Association; and the Plan Sponsor Council of America.

The ARA’s diverse membership made up of over 25,000 individuals who provide consulting and administrative services to American workers, savers, and the sponsors of retirement plans – including organizations of all sizes and industries across the nation who sponsor and/or support retirement saving plans – are united in their common dedication to the success of America’s private retirement system.

IRS 2016-2017 Priority Guidance Plan

Jun 7, 2016

The American Retirement Association wrote to the Internal Revenue Service to recommend an order of priority for Retirement Benefit items to be included on the 2016-2017 Priority Guidance Plan in response to IRS Notice 2016-26. (more…)

IRS Form 5500 Compliance Questions

May 31, 2016

The American Retirement Association wrote to the Internal Revenue Service to respond to the request for comments on the proposed compliance questions for the Form 5500 series. The letter recommended that the effective date for the mandatory collection of information solicited by the new compliance questions be delayed to coincide with the proposed Department of...

Mid-Year Changes to Safe Harbor Plans Guidance Recommendations

May 16, 2016

The American Retirement Association wrote to the Internal Revenue Service with nine specific recommendations on the additional guidance needed for mid-year changes to safe harbor 401(k) and 403(b) plans in response to IRS Notice 2016-16. (more…)

Nondiscimination Relief for Closed DB Plans Recommendations

Apr 28, 2016

The American Retirement Association wrote to the Internal Revenue Service with two recommendations to improve the proposed rule regarding nondiscrimination relief for closed defined benefit pension plans. The American Retirement Association recommended that the relief under Code Section 401(a)(26) be provided for closed plans, similar to relief offered for Code Section 401(a)(4) and that more...

Proposed SEC Transfer Agent Regulations

Apr 14, 2016

The American Retirement Association wrote to the Securities and Exchange Commission to provide comments on the proposed concept release on Transfer Agent Regulations as they related to ERISA covered employer-sponsored retirement plans. (more…)

Proposed Enhancements to IRS Pre-approved Plan Programs

Feb 23, 2016

The American Retirement Association wrote to the Internal Revenue Service to propose enhancements to the current pre-approved 401(a) and 403(b) plan programs. The letter complements the American Retirement Association’s recommendations submitted to the Service on October 1, 2015 in response to IRS Announcement 2015-19. (more…)

IRS Form 5500-SUP Meeting Request

Feb 22, 2016

The American Retirement Association wrote to the Internal Revenue Service to request a meeting to collaborate on the revised compliance question and instructions that were initially added to the 2015 Forms 5500-EZ, 5500-SF and Form 5500 schedules H, I, and R. The American Retirement Association had previously expressed its concerns to the Service as well...

Proposed State Auto-IRA Program DOL Guidance

Jan 15, 2016

The American Retirement Association wrote to the Department of Labor in response to the request for comments on the proposed guidance for payroll deduction IRA programs offered by states and to request a public hearing be held on the proposal. In the letter, the American Retirement Association recommended that the non-ERISA safe harbor under the...

Congressional Update – December 2015

Dec 22, 2015

The first session of the 114th Congress wrapped up last week and Members are home for the holidays after having completed the most comprehensive and expensive tax and spending package since the fiscal cliff deal at the end of 2012.  President Obama signed the package into law on Friday, December 18, 2015. The package includes...

ACOPA Opposes Congress Increasing PBGC Premiums

Nov 17, 2015

On November 17, 2015, the ASPPA College of Pension Actuaries (ACOPA) joined over 100 other organizations and individual companies in asking Congress to oppose future Pension Benefit Guaranty Corporation (PBGC) premium increases. (more…)

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Recent Congressional Updates

  • ARA Submits Statement of Support for the Automatic IRA Act of 2025
  • ARA Submits Statement for the Record Calling to Bring Into the Savings Fold Millions of American Workers Who Lack Access to Workplace Retirement Plans
  • ARA Submits Statement of Support for the INVEST Act (H.R. 3383) Sec. 202, Retirement Fairness for Charities and Educational Institutions
  • ARA Submits Statement on Health, Education, Labor & Pensions Hearing “Pension Predators: Stopping Class Action Abuse Against Workers’ Retirement.”
  • ARA Submits Statement for the Record in Support of Strengthening America’s Employer-Sponsored Retirement System

Recent Comment Letters

  • ARA Submits Letter on CC-00349938-26 (RIN 1545-BS14), Guidance on Eligible Investments for Trump Accounts
  • ARA Submits Letter on REG-107855-25, Determination of Target Normal Cost and Funding Target for Single-Employer Defined Benefit Plans
  • ARA Submits Letter on Notice 2026-48, Notice of Intent to Issue Regulations with Respect to Saver’s Match Contributions
  • ARA Submits Letter on Employer Contributions to Trump Accounts and Nondiscrimination Rules for Dependent Care Assistance Programs
  • ARA Submits Letter on Proposed Rule on Penalties for Failure to Provide Certain Notices or Other Material Information

Tagged Topics

84-14 (3) 403(b)plan (7) 403b Plan (7) ACOPA (4) ASEA (3) Bobby Scott (4) CITs (6) Collective Investment Trusts (6) Conflict of Interest Rule (5) COVID-19 (5) Department of Labor (59) Department of Treasury (17) Electronic Delivery (3) Employee Plans Compliance Resolution System (9) ERISA (9) ESG (4) Fiduciary (3) Fiduciary Rule (9) Finance Committee (3) Form 5500 (11) guidance (12) HELP Committee (3) House Education and Labor Committee (11) House Ways and Means Committee (4) Internal Revenue Service (72) James Lankford (3) LTPT (2) Multiple Employer Plans (3) Pension Benefit Guaranty Corporation (4) plan sponsor (3) Pooled Employer Plans (5) Priority Guidance Plan (4) Retirement Parity for Student Loans Act. (2) Richard Neal (4) Ron Wyden (3) Roth catch-up (3) Roth catch-up contribution (5) Safe Harbor (6) SECURE 2.0 (12) SECURE Act (11) Securities and Exchange Commission (7) Senate (6) Spousal consent (3) student loans (4) Virginia Foxx (4)

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The American Retirement Association (ARA) is a nonprofit professional organization established to empower retirement plan professionals who are dedicated to building a better retirement for Americans.

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  • Josh Oppenheimer, Senior Director of Federal Legislative Affairs | Government Affairs
  • 4401 N. Fairfax Drive, Suite 600, Arlington, VA 22203
  • 703-516-9300 Ext. 175
  • (703) 516-9308
  • joppenheimer@usaretirement.org
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